What does the Social Insurance Supplement (SIS) rider provide payments for?

The Social Insurance Supplement (SIS) rider is specifically designed to provide additional financial support to the insured during the waiting period for government benefits such as Workers' Compensation or Social Security disability payments. This period can often be a time of financial uncertainty, as the insured may be unable to work due to disability while waiting for these benefits to start.

The SIS rider essentially bridges this gap, offering payments that help maintain the policyholder's income until the expected benefits are initiated. This is particularly relevant for individuals who may face delays in receiving government benefits, ensuring that they have some immediate financial relief.

In contrast, other options do not accurately depict the purpose of the SIS rider. Payments do not continue until an estate is settled, all benefits are exhausted, or until the policyholder recovers; instead, the rider focuses specifically on providing support until established government disability benefits begin.