What is the primary purpose of health maintenance organizations (HMOs)?

The primary purpose of health maintenance organizations (HMOs) is to offer cost-efficient and preventive health care services. HMOs focus on providing comprehensive health care while controlling costs. They emphasize preventive care and wellness programs because their goal is to reduce the need for more expensive interventions by addressing health issues early on.

This model encourages members to utilize in-network providers, which can help keep costs down due to negotiated rates and efficient care management. By promoting preventive services, such as routine check-ups and screenings, HMOs aim to maintain overall health and prevent the onset of more serious medical issues that could result in higher costs for both the organization and its members.

Understanding this primary purpose is key to recognizing how HMOs operate within the health care system and why they are structured to favor preventive care over reactive medical services.