What option did Jeanne choose to obtain her annuity funds immediately?

Choosing to take an annuity in a lump sum means that Jeanne opted to receive her entire payout amount at once rather than spreading it out over time. This option can be beneficial for those who need immediate access to their funds, whether for investment opportunities, purchasing a property, or handling unexpected expenses.

A lump sum payout gives the recipient full control over the amount, allowing for immediate use without waiting for regular payments. It's essential for individuals to consider their financial situation and plans when opting for this method, as it can also have tax implications depending on the amount withdrawn and the individual's financial circumstances.

Other options, such as monthly payments or systematic withdrawals, would provide the funds over a period rather than all at once, which might not meet the immediate financial needs Jeanne had. Periodic withdrawals also suggest a regimen that could involve some waiting time or restriction on how much can be accessed at once. Therefore, selecting the lump sum option directly aligns with the need for immediate access to funds.