What type of enrollment period begins when a person over age 65 is no longer covered by an employer-sponsored health plan?

The correct answer is Special. A Special Enrollment Period is designed for individuals who experience certain life events, which include losing employer-sponsored health coverage. When a person over the age of 65 is no longer covered by an employer-sponsored health plan, they qualify for this period, allowing them to enroll in a Medicare plan without the usual restrictions.

In this context, the Special Enrollment Period is crucial as it provides flexibility for individuals who might otherwise have missed the standard enrollment opportunities due to changes in their health insurance circumstances. Having this option ensures that older adults have access to necessary health coverage as they transition away from employer-based insurance, addressing their specific needs at that moment.

Other types of enrollment periods, such as the General Enrollment Period, typically apply under different circumstances and may have restrictions that do not cater to this particular situation. Therefore, understanding the nuances of these periods is essential for navigating health insurance options effectively.