What will happen to Albert's claim after he was injured while engaging in illegal activity?

Prepare for the PSI Life, Accident, Health Exam. Engage with flashcards and multiple-choice questions, each with hints and explanations for a successful test experience!

When an individual is injured while engaging in illegal activity, the insurance policy typically will not cover the medical expenses associated with that injury. Most insurance policies contain a clause that excludes coverage for injuries sustained as a result of illegal acts. This principle is rooted in the idea that insurance is meant to protect individuals from unforeseen events, not to provide protection for activities that violate the law.

In this scenario, since Albert was injured while participating in an illegal activity, the insurance provider would likely deny the claim based on the illegal nature of the circumstances surrounding the injury. This upholds the integrity of the insurance system and reinforces the notion that individuals should be responsible for the outcomes of their illegal actions. Thus, the claim would be denied, and Albert would not receive coverage for his medical expenses.

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