Which requirement is NOT necessary for an agent issuing long-term care insurance?

The requirement of completing 10 hours of continuing education is indeed an important part of the qualifications for maintaining one’s license as an insurance agent in many states. However, it is not specifically a requirement for agents issuing long-term care insurance.

In the context of issuing long-term care insurance, the primary focus is on ensuring that agents are adequately trained and knowledgeable about the specific aspects of long-term care products. This includes understanding the benefits, exclusions, and various options available to consumers. Therefore, completing training before solicitation and establishing marketing and accounting procedures to ensure compliance with regulations are more critical aspects tied to the actual practice of selling long-term care insurance.

While continuing education is beneficial for overall competence and may be mandated for maintaining a general insurance license, the emphasis here is on the immediate skills and procedures directly involved with long-term care insurance sales, making the 10-hour requirement less essential specifically for this product type at the time of issuance.